I didn’t expect going back to work to feel this hard. After stepping away from full-time work — after tasting what control over my time actually feels like — returning to a five-day workweek has been a shock to the system. Not because the work is difficult. Not because I...
Most people think Roth conversions are something you worry about later in life—your 40s, your 50s, maybe even early retirement. That mindset is backwards. If Trump Accounts roll out the way they’re being discussed, the most powerful Roth conversion window may actually be ages 18 through 30—long before most people even...
Politics Aside. Let’s talk about Trump Accounts for a second—because if these accounts roll out the way they’re being discussed, they could quietly become one of the most powerful long-term wealth-building tools we’ve ever seen for children. Not flashy. Not speculative. Just math, time, and discipline. And those three things have always...
Let me take you back for a second. We’re at this family reunion—kids running around, grills smoking, laughter, the heat 🥵—and I overhear two dudes in the corner talking money. Not the elders. Not people who’ve studied the game. Just two boyfriends of family members trying to out-talk each other...
It’s been a long time since I’ve sat down to write like this. Life has been loud, unpredictable, transformative; and honestly, I’ve missed contributing to this blog more than I can explain. But here we are… back at it again. A little older, a lot wiser, and definitely stronger. So...
The Great Conundrum Traditional Accounts allow you to save on taxes as the contributions are deposited prior to any deductions being taken from your paycheck. Pre-tax contributions reduce your taxable income by the amount you contribute, in example if you make 40k and contribute 19k to your pre-tax retirement account,...
When confronting the complexities in life, just as in mathematics; always remember to break the problem down to the simplest terms then solve. When the pandemic initially hit, we were in the midst of focusing our energy on servicing and paying off our remaining student loan debts and mortgage on...
If I only had ….. If I only had a new car I would be happy If I only had a woman/man that made over six figures, I’d be happy. If I only had a 3,000 square foot house with 5 bedrooms, and 3 bathrooms, I’d be happy. If I...
My daughter has just received her first debit card. She is only 8. Additionally, she has her own brokerage, and savings account to complement her debit card which is attached directly to her checking account. She is the first of my four children to begin her financial journey in life,...
If you’re like the vast majority of people in this world at some point you will need financial assistance in the form of a loan to help you get through some of life’s challenges such as buying a home, financing a car, financing furniture, financing trips, financing education etc. Typically,...
