tag / Family
In America, value is often discarded long before it’s actually gone. Cars are the clearest example. Most vehicles aren’t replaced because they’re unsafe, unreliable, or unusable. They’re replaced because the body style changed, the tech feels dated, warranties expire, or expectations reset. The car didn’t fail — the story around the car...
How buying undervalued homes can build communities and accelerate financial independence For decades, housing markets didn’t price homes based purely on fundamentals. They priced them based on who had access — to neighborhoods, to credit, to fair appraisals, and to opportunity. Redlining may be illegal today, but its financial aftershocks...
It Was About Losing Margin — and What Happens When a Society Lives Without It When The Two-Income Trap was published, most people misunderstood its message. They thought Elizabeth Warren and Amelia Tyagi were criticizing: They weren’t. The book wasn’t cultural commentary. It was systems analysis. And two decades later,...
Most people think Roth conversions are something you worry about later in life—your 40s, your 50s, maybe even early retirement. That mindset is backwards. If Trump Accounts roll out the way they’re being discussed, the most powerful Roth conversion window may actually be ages 18 through 30—long before most people even...
It’s been a long time since I’ve sat down to write like this. Life has been loud, unpredictable, transformative; and honestly, I’ve missed contributing to this blog more than I can explain. But here we are… back at it again. A little older, a lot wiser, and definitely stronger. So...
If I only had ….. If I only had a new car I would be happy If I only had a woman/man that made over six figures, I’d be happy. If I only had a 3,000 square foot house with 5 bedrooms, and 3 bathrooms, I’d be happy. If I...
My daughter has just received her first debit card. She is only 8. Additionally, she has her own brokerage, and savings account to complement her debit card which is attached directly to her checking account. She is the first of my four children to begin her financial journey in life,...
Perhaps it is a well known fact that the hours we are allotted in a day are limited. Our days are in fact limited to 24 hours. 24 hours to work, sleep, exercise, love, be social, study, learn, and a plethora of other things. Therein lays the challenge of life...
