category / Financial
Politics Aside. Let’s talk about Trump Accounts for a second—because if these accounts roll out the way they’re being discussed, they could quietly become one of the most powerful long-term wealth-building tools we’ve ever seen for children. Not flashy. Not speculative. Just math, time, and discipline. And those three things have always...
Let me take you back for a second. We’re at this family reunion—kids running around, grills smoking, laughter, the heat 🥵—and I overhear two dudes in the corner talking money. Not the elders. Not people who’ve studied the game. Just two boyfriends of family members trying to out-talk each other...
It’s been a long time since I’ve sat down to write like this. Life has been loud, unpredictable, transformative; and honestly, I’ve missed contributing to this blog more than I can explain. But here we are… back at it again. A little older, a lot wiser, and definitely stronger. So...
The Great Conundrum Traditional Accounts allow you to save on taxes as the contributions are deposited prior to any deductions being taken from your paycheck. Pre-tax contributions reduce your taxable income by the amount you contribute, in example if you make 40k and contribute 19k to your pre-tax retirement account,...
When confronting the complexities in life, just as in mathematics; always remember to break the problem down to the simplest terms then solve. When the pandemic initially hit, we were in the midst of focusing our energy on servicing and paying off our remaining student loan debts and mortgage on...
If you’re like the vast majority of people in this world at some point you will need financial assistance in the form of a loan to help you get through some of life’s challenges such as buying a home, financing a car, financing furniture, financing trips, financing education etc. Typically,...
It has been a long time since I have contributed to the blog. I’ve declared today to be the day that I get back to it, and pen today’s post that will be focused on managing your liabilities and daily costs. Many personal finance writers will focus on cutting that...
“Debit or Credit?” is the question that you hear when you go to checkout at your favorite store, but what is credit, and how do you get it? I’d like to think of credit as a contract of trust that you have with another entity. Credit is a relationship, but...
